A Day in the Life of a Banker

Personal Stimulus Plan: New Office Equipment!

2009-09-10T18:03:00.000-07:00

The recession got you down? The ol' office looking kind of dingy these days? Looking for reason for a pick me up? Why not buy some new Office Chairs. Nothing livens up the office like new equipment. Dell is practically giving computers away, why not accent them with spacify.com's great line of office chairs and other equipment. Give yourself a personal stimulus plan and get some new office equipment today! Spacify.com offers designer, modern office equipment. Glass tables, custom bathrooms, you name it. They are also offering free shipping on select pieces. Another reason to act now and save big on designer Italian furniture.

Senate Considering Consolidating Fed Powers

2009-09-10T17:52:00.000-07:00

It looks like the Senate will have its say on the regulatory oversight of the Federal Reserve. Apparently not impressed with by the job of the Fed moving the U.S. out of recession, the Senate is considering lumping regulatory powers into fewer administrative agencies. According to a Washingtonpost.com article, Brady Dennis writes, "Senators on both sides of the aisle have expressed a lack of confidence in the Fed in the wake of the financial crisis, challenging everything from the central bank's transparency to its ability to protect consumers." Once the belle of the ball, now Cinderella can't get a date.

Real Estate Property Management

2009-09-10T17:46:00.000-07:00

Real Property Management is a great company that works for you, the investor. They manage over 20,000 sites nation wide and offer services for the casual investor or the highly motivated one. A recent recipient of the "Franchise of the Year Honorable Mention" award, RPM Midwest joins the National Association of Residential Property Managers to ensure the highest standards in property management services. Consider them for your next property investment.

Hi Ho Silver!

2009-09-10T17:39:00.000-07:00

Who knew the silver troy ounces my grandmother would give us every christmas would pay off. According to the latest estimates on WSJ.com, the 25+ ounces I have in safe keeping are worth somewhere between $400-500. Not bad for government work, as they say. So when the zombie apocalypse hits, I'll be bartering silver coins for food and guns...

Testing

2009-09-10T17:36:00.000-07:00

A seed ascends around the turntable.

Take Care of Your Family

2009-09-05T07:32:00.000-07:00

Tough times like these does not mean you should over look your family's nest egg. Look how easy it is to see the costs of a term life insurance policy from top rated companies. Now you can browse and compare rates from many companies instantly. Check out term life insurance from freelifetermquote.com

Finding Room in Your Budget

2009-09-05T07:12:00.000-07:00

What a year we're having. How do you budget in times like this? Do you have a budget? I'll give you a few ideas to help you manage your budget and find a couple extra bucks to make some room to breathe:

1) Check your cell phone plan. ATT, Sprint, Verizon change up their offerings all the time. Their messaging plans, internet plans, etc change price and you might be able to trim some fat that way. Monitoring services like your cell phone plan may help you save money you'd otherwise be throwing away.

2) Check your interest rates. Do you have a car loan? Did you know it is easy to refinance if you go with another bank? Check your local credit union. I recently did this and lowered my interest rate from 8% to 5.75%...for a savings of nearly $2000 over the life of the loan.

3) Watch those credit card offers. Do you have more than one credit card? Do you get those balance transfer offers? For a small fee (1% most of the time) you can transfer your balance to the other card and often for a lower locked rate or no rate at all. That means for a balance of $5000 on your credit card, you might pay $50 to transfer, but rather than 10, 15 or 20%, you may lock in for 3.99%. That is HUGE savings over the life of the loan. You can pay off debt dramatically quicker.

Good luck people. Check back for more savings ideas!

Start your own site!

2009-09-05T07:02:00.001-07:00

Here at "ADITLOAB," I post my thoughts about banking and financial things. Blogging is a great way to share your experiences and get your voice and opinion heard. Whether you are a veteran to your industry or just a newbie, there is always a perspective worth being heard. For those of you who want to take this game to a higher level, it is almost essential you start looking for your own niche and catchy name. Finding a website URL that you can purchase is hard enough, but what happens when you want to host your own site? I have gone with the obvious search sites, but sometimes the niche markets help you find services that you would never stumble upon without their expertise. That is what I found in webhostinggeeks.com. They are experts in the web hosting game. A good place to start for anyone is reading up on their domain names searches and blog posts. Anyone looking to create their own brand and raising their web presence needs to check these guys out. For me, working in the financial services industry, it really helps having people like this on my side to help me optimize my web presence. Check them out today!

Cinemacynics.com

2009-09-05T06:59:00.000-07:00

These days I'm spending most of my time over at Cinemacynics.com. It's a great site for everything about movies. We've got the latest movie trailers. The most up to date news from the industry. Not to mention, we have three great reviewers watching tons of movies from old classics to the newest theater releases. Check us out there now: cinemacynics.com

Windows Gadgets

2009-03-04T09:05:00.000-08:00

I just picked up a new (refurbed) Dell Inspiron 13. I love it. It came with Windows Vista Home Premium. I have mixed emotions, but overall, I really like it. The new "big deal" seems to be gagets and aps. One gadget I found is the file extension gadget.

Basically, this gadget searches for errors and helps you fix them. That sounds like a great service for me. I recently tried to install the pandora gadget, but had problems related to my 64 bit processor. I'll check it out and let you know what I find.

Discussing the Previous Day

2009-03-04T08:49:00.000-08:00

Anyone check out the videos? any thoughts on what you saw?

I love the "Dear Sister" SNL skit. I had to watch the original scene from the OC for context. It's still funny either way. Fred Armisen is a great character actor, however, Bill Hader has to be my favorite right now on SNL.

as for Douche Penn...what can I say? I don't care about people wanting to marry other people. It's a ridiculously overrated "cause" and if I were a starving, mosquito bitten, AIDS infected, diamond mining african child, I'd be pissed.

I'm not against gay marriage rights, I just think our time, energy, and money could be spent a billion other injustices. Hey gay dudes, take it from one straight married dude....the grass ain't always greener.

Just my humble opinion...

Plastic Matching

2009-03-03T14:00:00.000-08:00

I collect vintage GI Joe's. For the last 5-6 years I've been trying to hit up the local toy show that is in town in August. This has been problematic during the last two summers because we travel around the same time. This year shouldn't be an issue. I use a matching plastic guide to help find the right replacement parts. It's a great product and it helps me when I'm missing pieces and need custom parts.

A Return to Blogging

2009-03-03T13:45:00.000-08:00

So, why not keep on doing a good thing? I have some time, so I'm going to try to keep up my blogging. I'll post things that make me laugh and make me mad. Right now that's these things:

Police Gear Website

2008-05-23T15:16:00.000-07:00

I was browsing aimlessly today when I came upon everyone's favorite Police Gear Website, lapolicegear.com. In need of rifle slings? Who isn't these days? Luckily for you, this place has it all. After watching "Jericho" and seeing how ill prepared people can be for the imminent apocalypse, I think you should gear up. You'll thank me later.

In Case You Didn't Know...

2008-05-08T06:45:00.000-07:00

I've moved and doing a lot more there than I can do here. alexburdine.com I hope to see you there. Blogs, reviews, and much more. ab.

"Shining" - The Family Movie

2008-03-22T13:11:00.001-07:00

I thought this was pretty cleaver...I mean...clever.

Science is Neat! Saturday

2008-03-01T11:06:00.000-08:00

It's the return of Science is Neat! Saturday...

I know many of the loyal readers missed this segment (all 3-4 installments of it), so back by popular demand, here it is!

So some of the odd and amazing things in the news:

A two and a half foot woman gave birth to an 18" baby this week.

American owned Boeing lost a $40B contract to a European owned business to make in-air refueling planes.

Despite our efforts to speed up Global warming...I'm still freezing my butt off in Pennsylvania.

There it is folks. See you next Saturday.

Got Bad Credit? Repair It With A Credit Card

2008-02-29T07:07:00.000-08:00

My advice: Repairing credit is a hard thing to do, but with some hard work and diligence, it can be done. Check out this opportunity....

Bad credit is a reality for millions of Americans, making it difficult for these consumers to build the future they envision for themselves and their families.

Fortunately, there are lenders who are willing to give those with bad credit a second chance. BadCreditOffers.com is a leading comparison website for people with bad credit -- featuring credit cards, home loans, auto loans, personal loans, and much more.

The site's "bad credit credit card" section compares 10 of the top credit cards on the market for bad credit and provides links to their online applications. Consumers can apply for the offer that's right for them, and by making payments on time they can start down the road toward rebuilding their credit and, perhaps, their financial future.

bad credit card

Hooray for Coach J!

2008-02-29T06:32:00.000-08:00

I know Coach J. He and I have the same birthday. He's one of my eldest brother's best friends. Watch the video, it's really funny. Great Job Coach (Chris).

More Banker Speak

2008-02-26T15:51:00.000-08:00

How good are you at Debt Management?

Some debt is considered "good debt," like for instance student loans. Let's face it, we would all love to have paid for school out of pocket, and perhaps you are one of the lucky ones that had parents who game planned your future. However, there are many of us that do have this kind of debt and it is important to see the end goal of such debt. One day, hopefully, you will be earning well beyond what you could have earned without the degree.

Likewise, establishing credit early is a good thing, but the temptation to use your card can lead to unwanted debt. Another trap is the lure of "points". These things sound too good to be true and many cases are.

The reality is that you spend with your credit card more frequently and therefore are more willing to use that card for bigger purchases that you will justify paying off later for those pesky points. There in lies the trap. The fees that you end up paying in finance charges override the actual benefit of receing those points.

Too good to be true indeed. Yet, there are some people out there who can balance all of this. If you're one of them, you indeed are not just one of the statistics.

Training Specifics

2008-02-26T07:03:00.000-08:00

So speaking specifically on the topic of training and development, I had a few items of discussion.

I strongly believe in "training up:" Taking an employee and allowing them to learn duties and take on responsibilities above them to strengthen the cross training and skill set of the group as a whole.

my question: how do you motivate people who are not "bought in" to the system? Do people most strongly respond to punishment or to understanding mixed with personal tracking?

thoughts?

A Chance to Brag

2008-02-25T20:29:00.000-08:00

I’ve been presented with a chance to discuss training, mentoring and development of employees. I have learned along the way in my 8+ years as a banker, that some companies are better than others at addressing this issue.

My current place of employment, in my opinion, nails the training part of the discussion on the head. They provide an in depth training process that truly prepares individuals for branch life.

Banking, if you didn’t know, is the highest regulated industry in the United States, so to stay the least, it’s a daunting task to get up to speed new hires, let alone if they are brand new to the industry. Good job employer.

More information about: Sales Training

First Place

2008-02-25T20:26:00.000-08:00

Yes, that's right. I just took over first place in my fantasy basketball league. If you're interested, I can tell you how I manage to do this year in and year out. After landing second place in fantasy football this year (a personal best), I can't wait to cap things off with a basketball win.

ab.

A Cheap shot at British Folk

2008-02-23T05:41:00.000-08:00

I just read a funny article:

Almost half of all UK adults - 44% - would consider having cosmetic surgery at some point in their lives, it has been revealed. Research by Mintel has found that tummy tucks and liposuction are the most popular with 40% and 36% respectively saying they would choose the procedures. Alexandra Richmond, senior consumer analyst at the firm, claimed the figures were "staggering". The survey revealed that British mothers are most likely to go under the knife, than any other group, with 57% of those with children aged between five and nine stating they would have a tummy tuck and 49% considering liposuction.

I wonder what percentage this number would increase to if "dental surgery" were included in the polling questions :) Alright, alright, I'm sorry. You would have made the joke too, if you had the chance.

Ok real question: I wonder what this percentage would be in America? Would you ever consider "going under the knife? Liposuction seems like cheating...but as a famous athelete once said..."If you ain't cheating, you ain't trying..." I think he was a NASCAR driver though, and I don't think I'd take medical advice from him.

And yes, because I have to:

Breast Enhancement

Attention ID-less People...

2008-02-22T13:27:00.000-08:00

http://www.dmv.org/

This is not an ad. This is an appeal to everyone who does not carry a license or government ID with them. Please...please...PLEASE go to your DMV and get an ID.

I'm serious this time.

Heart Warming

2008-02-22T12:55:00.000-08:00

In light of the snow, I'd like to say how much I like buying flowers online. Instead of having to make ONE MORE TRIP out into the wild blue yonder of my local city, it was great just pointing, clicking and paying for flowers. I am fan of real flower shops, mind you. I'm just a bigger fan of eliminating one more annoying shopping trips.

For instance: in two hours the other day I went to the cleaners, the grocery store, got some lunch, got gas, picked up a birthday present from Barnes and Nobles...and by the time I got home I was tired as get out. Long story short, I'm no soccer mom.

anyway, check out Tulsa Flower Shop as a good option as a time saving way to send something nice to a loved one.

ab.

Snow...OH NO!

2008-02-22T12:28:00.000-08:00

Ugh...why don't I live in Texas? 4-5 inches of snow, minions caling out left and right. I had to run a drawer all day. Can someone honestly give me 3 good reasons why it's worth living in PA? hint: it's not the Eagles.

Financial News from "Across the Pond"

2008-02-22T07:01:00.000-08:00

Possibly some good news? According to Money Magic:

"January saw an 11 per cent increase in gross mortgage lending despite the fact that it is usually lower in January than other months of the year, according to a new report. A report from the Council of Mortgage Lenders (CML) has revealed that the lending increased to an estimated £26 .5 billion last month, which was 11 per cent higher than December."

This is potentially encouraging news for lenders, buyers and sellers alike. If the market can continue to show gains, recession could be avoided. While this isn’t 100% applicable to the US markets, it could be a trend that makes it way over to us soon.

Cross your fingers.

Remortgage

"You People"

2008-02-20T10:06:00.000-08:00

The next person that refers to me, my branch, or my company as "You People" is going to get "brained".

I'm serious. There's nothing redeeming about this statement. It's 100% for condescending purposes and the user deserves a good ol' fashioned curb kicking.

sorry, not very "bankerish", but sometimes people need to be educated on politeness and etiquette.

ab.

Another Financial Related Post: Bankruptcy

2008-02-20T08:55:00.000-08:00

This is always an interesting time of year. We start seeing lots and lots of tax returns rolling in. I have different feelings on why people get their "early." I would guess there are people who just want their money because they don't want the government to have it any longer. Why not just plan the year before and take more when you get paid?

Another one of my theories is that people are just needing this cash quickly. Too quickly sometimes. They take these "fast loans" based upon what they speculate their returns to be. I'm always amazed at the amounts, but this year, I finally understand why people come to the bank with 4, 5 even 6 thousand dollar checks. Two words: Dependents and Deductions. Getting Married this year changed all that for me. HOORAY!

Ok, but your post title talks about "Bankruptcy". Right, and the what is the main reason people declare bankruptcy? debt.

Debt is a reality for most of us. It comes from a variety of sources. This time of year is an excellent time to consider a few things: should I put my tax return towards more stuff or reducing my debt?

The best option is to pay off your debts as soon as you can. So before you get $$ in your eyes, take a minute to remember your priorities.

ab, aditloab.

Consult a Debt Management Plan

Juno and Valentine's Day

2008-02-15T12:20:00.000-08:00

Yesterday, as you hopefully know, was Valentine's Day. Our first as a married couple. To some it probably means different things, but to us it was a fun night to go out and catch a flick.

Go see "Juno" if you haven't already. I know it's been out for some time, but if you're on the fence, you'll be pleasantly surprised.

how was your V-Day?

New Advertising Idea

2008-02-15T12:12:00.000-08:00

I was reading about this idea on the internets. Sounds like an interesting proposition. It's another spin on the social networking sites. Facebook, Myspace, etc just don't cut it for me for business to business enterprises and this site could potentially answer some of those questions.

Here's a bit about them:

MyCityFaces.com is a service industry networking and advertising site allowing people to post profiles for free, offering products they sell or a service they perform. We feel the service industry is often ignored and people resort to advertising themselves on social networking sites, which is not the most professional medium.

On MyCityFaces.com people can in a respectable way, have a profile, tell about what they do, recommend others on the site and post photos, coupons, and videos. Think of it as an Internet billboard and an electronic business card. This site is for all of the Hairstylists, Nail Techs, Realtors, Doctors, Mortgage Brokers; etc the list goes on and on. The site is free to post profiles and is broken down by major cities.

This fresh idea has never been done before; we are a pioneer in our market segment. We are not another business networking site, we are the must "have a profile" self advertising site on the Internet today! The service industry must be the most forgotten business segment on the Internet, probably because everyone thinks the Yellow Pages has it locked in. Have you looked at the Yellow Pages on the internet lately, there is not even any pictures, you're just looking at lists of companies. There is nothing personable about that! At MyCityFaces.com you can search by business category or name and pull up a complete profile, with photos and other features, advertising the products or services of that person. MyCityFaces.com will replace the "other" sites as the premier service industry networking site!

Economic Stimulus Check

2008-02-14T07:23:00.001-08:00

Here's a list of what we want to get with our government cheese handout:

Samsung LNT2653 26" LCD Flat Panel HDTV $600

Sony - Cyber-shot 8.1MP Digital Camera - Black Model: DSC-W90/B SKU: 8335606 $230

Nintendo Wii Bundle - $400

Total: $1200

What are you getting with yours?

(hint: college students, I wouldn't get my hopes up in receiving one of these checks...your parents probably claim you on their taxes...and therefore THEY get your $$, not you... sorry!)

You Got Change?

2008-02-06T07:49:00.000-08:00

DISNEY!

2008-01-29T14:33:00.000-08:00

So we made it back...sadly. Disney was, in fact, the shiz. I strongly recommend going at some point in your life. It's amazing to see the infrastructure that this billion dollar company can employ and yet, some how, our trillion dollar government can't seem to implement the same efficiency. Anyway, we stayed at the Coronado Springs for two nights and we had a great time. Courtesy of a friend who works at one of the resorts, we pretty much got 40% off just about everything. Also, we got free park hopper tickets for Sunday. We visited: Downtown Disney - Saturday Night MGM (Disney's Hollywood Studios) - Sunday AM Magic Kingdom - Sunday Early PM Animal Kingdom - Sunday Afternoon Epcot - Sunday Night What a day...we did everything from the Aerosmith ride and Tower of Terror to Everest and the Dino Ride to Mission Space. Lt. Dan says hi. Back to the grind and real world. My classes this semester are going to kill me. Reality is hitting me that I can't just waltz through these things anymore. Studying? Homework? what?

New Specs

2008-01-29T07:38:00.000-08:00

We're in the market for new specs. We're getting a decent tax return and both definitely need new glasses: Hers are out of style and prescription and mine have been recently stepped on...in addition to being completely too small for my large head.

So we're looking all around for specials and ads. I'm thinking about shopping around, as usual, and then checking out an online merchant for the actual purchase. Now more than ever, this is the perfect way to go. You can try a product out and then get the discount of an online store.

I found this so far:

Zenni Optical: Sell Rx Glasses $8 with case!

WoW Wednesday.

2008-01-23T14:22:00.000-08:00

Alright nerds, here it is. grab this code and keep up to date on this server. It's a free WoW server that allows for custom quests, cross classifications, etc. x2 the gold and items, x6 the professions. If you're looking for a good time, there's a group of people that play on Wednesday nights 9pm EST.

Choking back the skepticism

2008-01-21T13:20:00.000-08:00

This is not an ad...in fact this ad made me laugh/cry so much, I decided not to take the opportunity (from time to time, I blog about subjects that I receive financial compensation for).

http://www.christianfaithfinancial.com/ is a company that "helps you the "christian" way.

wow, sounds good to me....

"Helping families with Christian financial assistance"

How can you be against helping families?

"Get money for anything: paying bills, emergencies, rent or even taking vacations"

Wait a second...taking vacations?

Nothing says "Christianity" like a high interest debt to take your kids to Disney. In fact, Disney will actually give you something like 3 months of interest free financing to pay for a vacation, so Disney has better understanding of grace than the "Christian" loan company.

who's a corporate sell out?

A Confession

2008-01-19T05:49:00.000-08:00

I have not had my heart broken for the people around me. I have not prayed for even my closest friends. I have been self-centered in most of my interactions. I am sorry to those who have been affected by that.

Turbotax

2008-01-18T11:37:00.000-08:00

I've blogged about this before and I've had some good remarks. I think online coupon codes are a great way to save money. I just used one for Turbotax and saved big time on doing my taxes.

Old Navy has some good offers too. From everything like free shipping to money off orders, online coupons save $.

Enjoy guys!

Musak never ceases to amaze me

2008-01-18T09:20:00.000-08:00

I just heard "Walking After You" by the Foo Fighters. Seriously, why? I never cease to be amazed at the depth of songs that people are willing to put on these stations.

Think about it: someone had to organize and orchestrate the music, get people to learn the parts, and then record it. someone also had to engineer and master this. Not to mention the guy who made the decision..."oh yeah, we've gotta have some Foo Fighters..."

amazing.

Wedding Bells...

2008-01-18T09:15:00.000-08:00

Next week we're leaving for Florida to be a part of a wedding. The event bookends our month of weddings. Before we know it, February 14th will be here.

Men, make sure you secure a valentines day delivery for some nice roses. Procrastinators think about the bonus points you will get with you "hunnies"...and then you can thank me for the February lovin' that you get.

Question: Does anyone not do the whole thing? Ladies, are you just not impressed with the whole thing? Men, what are your thoughts?

Me: I'm a fan, in general. I will have class, but plan on doing something nice for the wife that day.

WoW

2008-01-18T08:19:00.000-08:00

Ok, so uber-nerd alert...

go to avalon.tomthefool.com to play world of warcraft for free. It's a private server that has a lot of custom content, custom game play and new cross-classifications.

Every Wednesday night there is a group of people playing custom scenarios...including assaults on castles and uber-npc bosses.

Credit Crunch

2008-01-15T15:18:00.000-08:00

The number of bad credit loans and bad credit lenders out there have risen drastically. Predatory lenders have find new lows to sink people in mortgages and loans that they simply cannot afford. Before you make a next purchase, whether you have good, bad, or no credit, it's always a good idea to educate yourself on your options.

Where do you start?

Get a free credit report here.

Fateful May

2008-01-15T15:17:00.000-08:00

Here's a song I wrote back in June 2002. I'd love to see what you think.

Stop me for a moment, Before my fateful crash Stop me for a moment, Knowing it’ll never last.

I will never know If fate will ever show The timing of it all The crash, the cry, the fall

Stop me for a moment, Before my fateful crash Stop me for a moment, Knowing it’ll never last.

I will live by hope I will go on stronger I’ll never be alone Someone’s love lasts longer

This will never go away… It never came too fast

SEO, So?

2008-01-14T09:11:00.000-08:00

SEO. what's that? well, it stands for Search Engine Optimisation.

Basically everyone in the world has a blog, website, myspace, etc. If you're a shameless self-promoter and corporate sell-out like me, you want people to read, see, and interact. This process, believe it or not, results in things like "page rank", etc.

So what's the big deal about SEO? well, when you put a keyword into Google and it comes back with answers, a good SEO will move you to the top of those lists.

First Rate is a company that helps you achieve that. Pretty fascinating what people can make their money on.

Updates at Foxsnooze.com and Fivecritics.com

2008-01-14T09:08:00.000-08:00

want to keep up on ALL my writing? check out the latest at Foxsnooze.com and Fivecritics.com.

Over the weekend we partied at a friend's house for Jim's 30th. Great time. I made a video of his life using MS Movie Maker. Who knew a MS product would pull through with little or no problems.

We also watched us some football and a movie, but you'll have to check out those blogs to read my thoughts.

be well.

ab.

For Nathanael

2008-01-14T08:40:00.000-08:00

The housing market is in shambles. My wife and I will be looking into making a purchase in a year to a year and a half. I'm pretty confident that that will put us in a great place to buy some one's home at a discounted price.

We'd like a 2 BR, 1-2 BA place with room to breathe, meaning, not in a condensed neighborhood. I've been checking out some of the big name real estate companies, with no luck. We are thinking of going independent. There is a couple at our church that does this sort of thing. We'll probably try them.

If you're in Arizona and looking for a good Real Estate company, check out Phoenix real estate. From their website, they seem like a knowledgeable, independent company

A Cause for Celebration

2008-01-12T10:10:00.000-08:00

This blog recently achieved a google page rank of 1... thanks to everyone that frequents this site and link to me. Your hard work and time has paid off.....well, me. so, thanks!

wait, what does that mean? well, it just means that the more people that visit this site, the more I can reach the world...and make a few $$.

remember the mic I just got? it was financed through the money I made on this blog.

so....REALLY THANKS.

have a good one.

ab.

Random Internet Question

2008-01-11T21:55:00.000-08:00

Does any use those singles sites? You know the ones where you're supposed to meet your soul mate? I'm married, so it's not for me, but it's certainly not out of the question for people to meet this way. I mean, you meet people through social interactions, right? so why not via the net?

Why does Internet dating have a stigma and going to the bar to meet someone doesn't? maybe it does, I'm not one to know or ask....that's why I asked it.

Anyway, so it's just a question because I had an opportunity to write about primedatingsites.com. They write reviews about places like eHarmony and Matchmaker.com. It's all very interesting on an intellectual curiosity level. That's the wannabe social scientist in me.

If you have any experience let me know, I'd like to hear.

be well.

ab.

Fantasy Basketball Update

2008-01-11T21:51:00.000-08:00

To maybe 2 people this will matter, but:

The two trades I pulled off this week:

(Me) Andrew Bynum and Nate Robinson for Jason Richardson and Corey Maggette (dude #1)

and

(Me) Eddy Curry and Mike Dunleavy for David West and Emeke Okefor

What's funny about this is that Bynum, Robinson and Curry I picked out of the FA pool...vs. all the guys I traded for are draft picks.

awesome.

And Exhale...

2008-01-11T21:20:00.000-08:00

Last weekend was the big wedding, this weekend is another fun event, and in two weeks we'll be in Disney for another weekend wedding. School starts up next week...AH! And work has been an adventure.

all I want is a chance to exhale... or at least a set of Massage Chairs for the two of us. Seriously, I would love one of those Human Touch chairs...they look amazing.

It's been fun week though. I'm working on a project for a friend and feel closer to them than they could ever imagine. Can't wait to share it.

On the work front (since this is supposed to be a retelling of my daily adventures as a banker) I have seen many positives. In general, the minions seemed to be facing the right direction. The most important part is my consistency and constant pushing. If they can at least see the direction we need to go, maybe I can encourage, prod and push them towards some goals. In time we'll see.

I was picked to be a resource for some consulting going on. I hope that my input will be taken seriously and that things can be taken in account for the future. Wouldn't it be funny to have worked so hard for changes that don't get implemented until I leave? well, then for the future, it will be better. good on them.

and good on you for reading.

<>< ab.

Holler

2008-01-10T13:22:00.000-08:00

My new (ok, used) Rode NT-1 came in the mail yesterday. A huge improvement over my audio-technica vocal mic. I already tracked a demo... and I can't believe the warmth.

The project is coming along nicely (for those of you that didn't know there was a "project"). I am basically working a Digi 001 and the NT-1 at this point.

The plan:

5 strangers (ok, independent friends of mine that dont know each other), picked to play in a band (to kind of mess around with about 15-20 songs I've written) see what happens when.............ok, I'm done.

The point:

I'm not going to pretend I'm some rock star waiting to happen. I'm more interested in seeing what a bunch of really talented schmos like myself could do over a 6-7 month period if they take my songs...dismantle them, make them their (our) own, and then use our various talents to document the process.

The gear: a couple taylor acoustic guitars my fender jazz bass Ange's amazing voice Nate's cool guitar playing Kyle's drum kit a baby grand piano Reason (sampling and drum program) our hands and feet probably a borrowed Telecaster (thanks in advance, Adam) and my sweet guitar rig financed by a "few" Ross King gigs. etc.

The end product:

I'm hoping that we can end up with 12 songs of mine and maybe 3-4 songs we do as a group. We also have two side projects: a worship ep and a wedding ep. The first being an expression of our love for God...the latter is a "gift" for a member of "the band" getting married next summer.

I'll keep you posted.

Deep in the Heart of Texas

2008-01-02T10:38:00.000-08:00

I love Texas. I love anything that comes out of Texas...aside from all the murderers and cults and illegal aliens and ridiculous politicians. Well, believe it or not, being from Texas, I really do love Texas.

Since I love Texas so, I wanted to highlight a Texas based business for you.

Pragma Systems is a company that provides secure connections to the Internet for businesses. Whether it's you are a business needing a Secure Shell Server, a Hand Held Client, or needing a Telnet Server to do your business from network to network.

And since achieving Microsoft's esteemed Gold Certified Partner Status, Pragma Systems is your company to get the job done right. Check them out today.

My Music and Movies Reviews

2008-01-02T10:37:00.000-08:00

over at Fivecritics.com, I have posted some recent movie and music reviews. Check them out. 2007 was an interesting year and I was able to hear and see some great stuff. enjoy!

Happy New Year

2008-01-02T10:18:00.000-08:00

Happy New Year Everyone! I hope your New Year's Eve and New Year's Day was caserole free. Ours was cold and hot at times. We were in Bethlehem watching the fireworks and went out for Chinese to fuel us for a 3am night. I'm still recovering.

Sunday was the best, however. For my buddy's bachelor party, we went to a local High School Football stadium (turf not grass!) and played 9 on 9 flag football. I can only remember one other time that I felt this sore...but this time around surpassed that by a long shot. I literally had to lift my legs up with my hands to get my legs in the car.

...luckily NYE rolled around and a little bubbly and a hot tub soothed my ailments.

For some of you who know me, I am sometimes known as a contrarian (it takes one to know one, Ross). I intentionally set out to buy an mp3 player other than an iPod because the name was basically what I was paying for....and with my recent run in with iTunes...it was a good idea.

Anyway, since iTouch and iPhone have been huge hits, I have swung back the other way to enjoying Apple products. I recently found a product that seemed really interesting...it's called the "invisibleSHIELD". It protects your whole ipod with a protect plastic layer. Kind of cool, if you ask me. No more bulky carrying cases...you keep the tactile feel of your iPod..WITH the protection of a case.

check it out here:

ipod case

New Links

2007-12-29T09:07:00.001-08:00

Kindly check out my new links... Five Critics and Fox Snooze are up and running. Five Critics - a movie, music, entertainment, etc review site. Fox Snooze - a US and World News commentary site. enjoy.

Favorite "Family Gathering" Games

2007-12-26T09:07:00.000-08:00

This is my list of favorite games to play when the family gets together. It is divided by "my side" and "her side" since we play different games.

My Side: Baseball, R-Rated Dictionary Game, Axis and Allies, Poker, Fan Tan

Her Side: Up and Down the River, Sorry, R-Rated Pictionary Game, Poker

What games am I missing?

Merry Christmas

2007-12-26T08:35:00.000-08:00

So yesterday was Christmas as you probably know, unless you were in a coma or something....which then, you're probably not reading this anyway.

I digress.

It was our first Christmas as a married couple. Good times. It was a music/fitness themed Christmas. I got Billy Blanks Tae-bo Dvds and weights. She got a mini-stepper and Cds.

I love when Christmas gifts are mutually beneficial.

Did anyone get anything good? what was your favorite gift?

please share!

Personally, I liked the DVD player we got. We don’t have to use the PS2 that I’ve been “borrowing” from a friend. Hey Nate, what’s your email/street address? I have a Playstation to return:)

Merry Christmas! Need to make a call? Try a phone card.

The Christmas Music Exchange

2007-12-24T08:54:00.000-08:00

Me and my younger bro exchanged music this weekend...Oh happy day. Feist, Aqueduct. Belle and Sebastian, Neil Diamond, The Shins, My Morning Jacket, Spoon. I'm so happy right now, you have no idea. Now I just need to find the time to listen to it.

Blog Updates

2007-12-18T14:26:00.000-08:00

I'm slowly going to be transitioning this blog into a business/technology/advice blog. This decision was made to help organize my thoughts better and help you, the reader, understand what I'm about. Right now I have personal stuff mixed in with business stuff and I think we'd all be better off if I stayed on topic. So check out alexburdine.com for my personal/humorist style. I'll still keep this blog peppy, so don't worry about that. And feel free to comment and email questions about business and banking or whatever. ab.

All My Excess Lives in Texas

2007-12-18T10:25:00.001-08:00

The title of this post was a fat joke...get it? *comedy school alert: I'll explain it at the end of the post* So in my random googling, which most recently has been spurred by my newest attempt at weight loss (excess, get it? har har har), I was trying to discover ways to succeed in my quest of losing 52lbs in 52 weeks. <---dead serious. So far I'm about 15lbs into it. I was amazed because I found everything from exercise programs to gastric bypass. Seriously, someone needs to do a study on random googling and its effect on IQ, because I learn so much from the internet. I even learned what Lap Bands were:

The LAP-BAND System is the only adjustable and completely reversible weight-loss surgery available in the United States today. Amazingly enough it's available in Texas through Journey Lite Surgeons, the foremost Lap Band Surgeons in Los Angeles, Houston and Tampa.

I can't blame them, it's like putting a hot chocolate stand in Chicago in the winter...go where you're needed, right? Maybe they should check out the gold mine of fat people in PA, that's all I'm sayin'. So for me, I could never really consider that as an option to accomplish what I want to do. In my googling I actually found "The Abs Diet" via Men's Health and have been doing their exercise plan 4 times a week. It's arms, legs, abs, and cardio four times a week. I will keep track of my success. I can't wait to shed the pounds as we contemplate the future and kids and what not. houston weight loss surgery Comedy School: (where I explain the joke to people in need of a little 'splainin'): "All My Ex-es Live in Texas" is a famous country song. The post title was a pun, which, of course, is my favorite kind of joke. It was also a reference to being fat...which is the subject of this post. You and your friends can enjoy comedy school from the comfort of your home on a weekly basis as Alex explains many of his attempts at humor to the lay person.

Why Credit?

2007-12-12T10:08:00.000-08:00

Let's face it: you need credit.

Credit has allowed people of average means to make purchases that previously only the top 10% of income earners could realistically make. From Houses to Cars to Vacations, people's wealth and happiness have been positively affected by this great tool.

Credit isn't a new phenomenon, and yet everyday I see people with no credit or bad credit. It's a shame, and I understand how it happens, but at the same time, it doesn't have to stay that way.

1) communicate when you're having trouble. Ask the bank or creditor for assistance 2) be deligent with paying off bills. Don't add more debt when you can't afford it. 3) budget your money so you know where its going.

Good Credit can save you THOUSANDS of dollars in your lifetime, so why not pay more attention to it?

Sk8 or Die?...mostly just hurt myself really bad.

2007-12-11T13:17:00.000-08:00

Have you ever really wanted to do something that you just knew deep inside you weren't cut out to do? Some people should never cook; stay away from the kitchen and dine out should be plastered above the refridgerator. Some people will never play a "Dsus2" and pull it off. Seriously, trying is one thing when you're alone in your house...it's just sad when you do it in public.

Have you ever really wanted to do something you might be able to pull off, but just didn't have the courage to do?

Well, SurfExpo.com reminded me of all the things I wish I would have done in the earlier parts of my youth, but never had the guts to pull off.

In my early 20s I attempted to learn to skate board and could ollie and even pulled off a 50/50 board slide and shove it once. In the end I was way too conscious about hurting myself and losing my job or something. Real Punk, I know.

I watched skating videos on that site for a while thinking to myself, "you know, kyle (that's what I call myself) I really could have been half decent if I would started doing this at like age 13 or something. Hindsight is 20/20 and oh so rosey.

what do you wish you could have learned earlier in life?

New Music

2007-12-11T13:09:00.000-08:00

(well, old music, but maybe new to you) Check out the music in the top banner bar. I added some sweet tunes by Sigur Ros, Feist, and more. "1,2,3,4" by Feist personally makes me dance like a school girl, but that's what music does. It makes you rock, when you're not ever going to really rock, it makes you dance, when you're not ever going to really dance.

Financial Talk from ADitLoa Banker

2007-12-10T06:59:00.000-08:00

Did you know that there are businesses that specialize in helping individuals with bad credit?

Bad Credit Loans help people with poor credit get re-established in the credit market. Without good credit, you could end up paying thousands of dollars in extra interest over your lifetime. In some cases, you won't be able to make major purchases like houses, cars, etc that are benchmarks for healthy personal portfolios

Unsecured Personal Loans are loans used without collateral. Typically these are short term loans with higher interest rates. They are one of the best ways to establish good credit, if you can qualify.

Bad Credit Credit Cards are cards that have low limits, but encourage and reward the user when they pay back the balance. They can have higher interest rates, but the point is that it would be easier to pay back a card with a $300 limit and less risk for the lender.

So if you're serious about getting back on a good foot financially, consider some of these options.

North vs. South

2007-12-10T06:50:00.000-08:00

I'm going to start a semi-regular rant post about the differences between the north and the south. I've lived in both sections of the country (Texas & Pennsylvania) so I feel I have a good feel for how things go down in these parts of the country. I promise to be ruthless towards both sides, when it necessitates.

Today I am going to compare the phenomenon known as "passing on the right".

In the South, people are well aware that you may have something more pressing than they do, so they move over into the shoulder, giving you a better chance to pass. This is followed by an exchange of hand waves, which is roughly translated to "thank you".

In the North, people are well aware that you may have something more pressing than they do, but when you go to pass them, they speed up, giving you a better chance to wreck your car. This is followed by an exchange of middle fingers, which is roughly translated to "f you".

I hope you enjoyed this week's installment of "North vs. South".

Updated Christmas List

2007-12-08T12:44:00.000-08:00

Human Touch HT 7450 Zero Gravity Massage Chair

That's pretty much all I want.

No seriously, I am in the midst of figuring out what everyone wants for Christmas (this would be close family members, sorry readers) so if your last name is Burdine, please leave a message for me and tell me exactly what it is that you are hoping and wishing for. If you're like me and want the Human Touch Zero Gravity Massage Chair, then you've got as much chance at that as I do. Sorry Family.

Here's our list:

1) Men's Warehouse Gift Card 2) iTunes Gift Card 3) 4 new tires for my car. front and rear brakes for my car. front brakes for the mrs' car. 4) a high five or a mix of your favorite music right now 5) Finishing "the not list"

so basically, you know who you are based on my list. have at it. (hint #3 is paid for by my boss via OT)

I love Christmas. *pours one out for my homies* and here's one towards getting a sweet bonus.

The Guitar Stand...Stand

2007-12-08T11:40:00.000-08:00

Ladies and Gentlemen, I would like to introduce to you my new invention: For people who aren’t sure what to do with their guitar stands when they’re not in use, from AlCo Products comes “The Guitar Stand Stand”.

This creation is intended to alleviate all of your worries on stage when you aren’t using your guitar stand. It’s a handy device that protects your guitar stand from random bumps that may cause your guitar stand to fall over and sustain damage. Through a patented German engineering and Italian innovation, now when someone bumps your guitar stand regardless of whether you guitar is actually in the stand or not, you can have twice the satisfaction knowing that your “Guitar Stand Stand” will keep your precious gear intact.

Look for it on eBay.

Loggin Day and a new love for power tools

2007-12-07T11:20:00.000-08:00

I haven't had a chance to write about this yet, but I thought since the opportunity arose, I would do so now. The day after Thanksgiving where I live has a deep tradition of community. A deep tradition of community and...logging. The day looks something like this: Everyone wakes up and meets at the neighbor's house for breakfast. Some loud music is played, in this case "Zeplin" and we get pumped up to move chopped up dead trees around in the freezing cold. It was our virgin experience as new comers to "the hill"...and we had a great time. The best part: The POWER TOOLS. I got to use a chainsaw for the (real) first time and drove around the kiddies and piles of logs in a John Deere gator ATV. Too much fun, seriously. So in my new found love of power tools, I found a power tool blog. There, I found out about the Ingersoll Rand IQv Cordless system. Yes please. It's a great blog with great deals. check it out. One day I might be able to afford the power leaf blower, chain saw, and log splitter I am dreaming of at night. Oh, and don't even get me started on the John Deere Gator ATV... Next year I will be prepared to take out a forest by myself.

When a band is not really a band...

2007-12-06T07:27:00.001-08:00

Alright, I just have to say that I've been hearing about these bands that have just two people in them...like a drummer and a guitar player. This whole set up was made famous by The White Stripes (who surprisingly sound good on their album, but I'm sure suck live).

Seriously, it has to stop. Unless you're Simon and Garfunkel and in some folksy band or something, it's not okay to skip out on a bass player or whatever player.

Honestly, it's like people who have one or two kids. Sure you have a kid and that's a lot of responsibility, but from the kid's perspective, they're going to end up maladjusted. I don't mean this like in the serious "school shooting" maladjustment way; just like "when all the guys are hanging out and one of them farts, you freak out" or "not understanding that getting beat up is just a part of being in a family" or "The world isn't out to serve you" kinds of way.

In that same way, having only two people in a band messes with the delicate balance of attention sharing and other mojo type issues...not to mention the complete sound that comes from a live band (drummer, bass, guitar, singer, etc).

I was thinking about this last night and thought I'd share.

Disney or Bust

2007-12-06T06:51:00.000-08:00

credit cards can be such a pain. According to Creditcards.com "Of the households that do owe money on credit cards, the median balance was $2,200". Amazing. "51 percent of the US population has at least two credit cards" Well, I decided to change my ONE credit card from my previous employer's card to the Disney Rewards Card, because with all the purchasing we do with gas, food, etc these days, why not get rewarded? It started with free balance transfers and then with 1% towards Disney money. Basically it works like this: $300 (for fuel each month) x 12 = $3600 and $200 (for groceries) x 12 = 2400, makes $6000 per year...or $60 towards disney purchases. Add in Car repairs and airplane tickets and other expenses, it's easy to see how an extra $100 towards a disney vacation each year could be possible. Kinda cool....as long as you pay off your bill! 0% credit cards

Jesus, the Cat.

2007-12-05T09:03:00.000-08:00

In honor of the laughable incident in Sudan*, last night I renamed our cat (Misfit) to Jesus.* I think she likes it and I think God the real Jesus likes it too.* She was given to us by our friends as a house warming gift and as "Abram" became "Abraham" and "Saul" became "Paul," it was only fitting for "Misfit" to become "Jesus."* No word on how Radical Fundamental Christians are handling this news.* fyi: *Sarcasm - Noun - witty language used to convey insults or scorn.

Hejsa means Hello

2007-12-04T10:57:00.000-08:00

Did you know: that my blog gets a ton of hits from international readers? wow, huh? Seriously, as a part of my reverse stalking of my readers, I have found that people from Russia, Spain, Switzerland, and just today someone from Denmark (Hejsa!) And speaking of International, another "dyk" is that DialAFlight has Holiday Offers for all budgets. Check it out and come visit the land of the fattened turkey. flights to Florida

Mitt Romney, Bloc Party, and This American Blah

2007-12-04T08:50:00.000-08:00

I was listening to NPR last night, "All Things Considered" to be specific, and Mitt Romney was being interviewed by the always annoying Robert Siegel. Mitt was awesome, moody, well spoken, and for the first time, I feel like I might be leaning towards a political candidate. In the end, he basically tells RS that he's an idiot for asking to go more in depth with a question from the CNN/Youtube debates whether Mitt felt the bible was alagorical stories or "the word of God;" Mitt's point: as if this has something to do with being able to lead the nation. He's right. That's why I only like Melissa Block. Some favorite lyrics right now (from Bloc Party's "Little Thoughts"):

This world ain't just m, m, m, made of facts Every half hour is a countdown If it's 'cause of my age then you're a coward If it's 'cause of my age then you're a coward If it's 'cause of my age then you're a coward

And honestly, could "This American Life" be hosted by two more boring people? Ira Glass and Sarah Vowell have the saddest, lonliest sounding voices on radio. (You would recognize Sarah's voice from the hit Movie "The Incredibles"...good lord, I thought it was just for the movie) They have some funny stuff now and again, but seriously, "The American Life" brought to you by XANAX®.

This is the kind of day I'm having...

2007-12-01T09:30:00.000-08:00

I'm not sure what David Bowie has to do with my horrible day...but honestly...if I had to dress up like that and dance and sing, I'd want to kick my own ass. I especially like the ending where Bowie tosses the baby up in the air and it's clearly a rag doll of some sorts. too funny.

equally fabulous is a drunk dancing kevin bacon...

A Gaggle of Goodies for Good Boys and Girls

2007-11-29T20:33:00.000-08:00

Can you tell I'm in the holiday mood? Can you tell that I'm in the gift giving (and receiving) spirit? This weekend we're going to set up some Christmas decorations that we were gifted for our new place. We have an artificial tree on loan from friends and I'm hoping it turns out ok. The Mrs. has a bridal shower to plan and we banked on the holiday theme to help mitigate some costs. On my wish list, I've discovered a place called OpticsPlanet.com...RIDICULOUS. Binoculars, range finders, scopes, telescopes, sunglasses, goggles. Give me a break, as if I couldn't use an extra set of night vision lenses. So if I'm on your wish list now you know where to go. As for what to get, well, surprise me. Ray Bans wouldn't be a bad idea, since I broke my sunglasses...again.

Go Elf Yourself....

2007-11-29T14:08:00.000-08:00

No, that's not code for something dirty. Thanks to the marvels of OfficeMax, you too can be "elfed" and send a funny message to a friend. It's a little silly, but what can I say I've been elfed Check it out at http://www.elfyourself.com/ I expect to receive multiple elfs from viewers at home. I want to see your elf! Funniest elf wins...something!

School Rules

2007-11-29T07:12:00.000-08:00

I have like 2 and a half weeks left in school. I cannot wait for this semester to be over. My classes included Anatomy, Accounting, and the Arts in our World....or what I like to call "How to kill any desire to take more classes next semester." The good news is that it IS one step closer to my final year (oh my gosh!) and with Management Information Systems, Math, and Statistics next semester, life couldn't get better............................................ok, they could. The minions are doing well. Staffing continues to be an issue, but that's been the theme of my year. I received a nice little raise at my annual review and a pat on the back. I'll take it, why not? By the way, "It looks likes you could use a little something to do" is never a funny conversation starter with a bank employee. We don't just sit at our windows bored to tears just waiting for customers or because we have nothing else to do. Is there any other job that receives THE WORST small talk banter than a bank teller? no.

The Johnny Depp Debate

2007-11-29T06:46:00.001-08:00

I've been thinking about a few movies that have come out in the last few years: "Pirates of the Caribbean" and "Finding Neverland". Both of these movies star Johnny Depp at his finest. They're both fantasy films, the latter in part and the former in totality, and required Depp to take on personifications that were completely unlike the actor himself. I enjoyed both movies. "Pirates" was witty, entertaining, and embellishing. "Neverland" was beautiful and nearly flawless in its acting and execution. As Captain Jack Sparrow, Depp literally transformed himself into a loud mouthed and equally drunk pirate captain. I remember reading articles about his kids being embarrassed to go out with him in public during the filming of the movie because he dressed like the captain and everything. “Finding Neverland,” for me, is one, if not, the ultimate film in the Johnny Depp collection. His role as Sir James Matthew Barrie, who created “Peter Pan” is wonderful and inspiring. Check this film out if you have not, it is a tearjerker, be warned, but it is an excellent film, nonetheless. That brings me to a much anticipated movie release for “Sweeney Todd”. This also stars Johnny Depp, who undoubtedly will be transformed once again into a fantastic character that will light up the screen and entertain for its entire running time. visit Sweeney Todd on MySpace visit the official Sweeney Todd movie site

A Wee Bit Wonky in Soggy Town

2007-11-28T11:09:00.001-08:00

I have no idea what that title means...I was reading Steinbeck and he used the word "Wonky" and I had to use it ASAP. Last night a near and dear friend stopped by my house and we conversed on many a thing. I have learned to surround myself with people not very much like me and this is no exception. Honestly, people that aren't like yourself are a lot more fun than those just like us. One of my best friends from work in Texas was a super cool Lebanese guy who taught me to laugh things off and not be so aggressive/passionate about things that will only end badly for me. Seriously, it was great advice. He also turned me on to Kahlil Gibran and "The Prophet"...check it out, it's a GREAT book. Anyway, things are good in my neck of the woods. Check back later.

Christmas Coupon Time!

2007-11-28T10:31:00.000-08:00

Hey guys, here are some sweet dell coupons and target coupons to save on Christmas gifts. As we're all gearing up for gift giving season, we're all looking to save some cash. online coupons are awesome and help you save a lot of money that online merchants are willing to discount to get your business; that means more money to spend on your loved ones! (that means me :) )

The Anti-Thanksgiving: My Almost Dinner with a Vegan

2007-11-24T06:08:00.000-08:00

Let me first say that I have no qualms with the vegan lifestyle. Everyone has their reasoning for why they eat what they eat and I say, do what you want. With that out of the way, I wanted to share a little story: On Tuesday night of this week, my wife received a phone call informing us that there would be an addition to Thanksgiving dinner. Her sister is a exceptionally good at small talking with anyone. She's really friendly and gives everyone a blank slate. Well it turns out she was talking with a man from her church and casually asked what he was doing for Thanksgiving. He said "nothing" and the short of it was that he was now coming to dinner with her to her parents house. There are only two things missing from that story...to very important details...1) the guy is 75 years old. 2) he's a vegan.* *for those of you unfamiliar with veganism (I made that word up), it's more or less the diet lifestyle that prevents you from eating anything that once had a face or anything that comes from something that once had a face, i.e. eggs, milk, butter, chicken, etc........... So let me get this straight, the one meal a year where the sole reason people get together is to ritualistically slaughter a bird, shove bread up it's @ss and bake it, while everyone gorges themselves on variously mashed tubers and can shaped cranberry paste, we invite a guy that has internal moral conflicts about drinking the milk from a cow. Think about it, if you REALLY wanted to be a vegetarian or a vegan any other time no one would, could, or should hassle you for that decision...but it's THANKSGIVING...eat the damn food and be THANKFUL that you're not sitting alone in your house eating kidney beans and bananas. If you'll indulge my one ignorant vegan question: What does the child of a vegan do when it comes to nutrition and mother's milk? That's consuming food from an animal, right? Then why not cow's milk? butter? TURKEY?!?! None of these questions could be answered, unfortunately, because the guy declined to come. I'm sure he anticipated the questions and gawking, so I can't blame him really. I was prepared to bask in the glow of the awkwardness, however. There's always next year.

Pennsylvania 3 - Alex 0

2007-11-24T06:01:00.000-08:00

That's the score for how many windshields I've gone through since I moved back to PA in 2004. First of all, I can't believe it's been that long and secondly, THREE WINDSHIELDS!!!!!! I had a conversation on Thanksgiving about this topic and there was much debate on whether my insurance would cover this incident or whether I'd be paying ANOTHER 300 bucks out of pocket... Well I found a couple links to help me in my search. I'm hoping that my insurance, which I was led to believe was very comprehensive and quality, will cover such an annoying cost. I might have to rethink my policy in January when it comes due. as always, enjoy the links: Home insurance Car insurance pet insurance

CGI Haters Count Your Blessings

2007-11-17T08:41:00.000-08:00

from Dave White (the critic from movies.com)

Who cares if it's all motion-capture and digital effects? It's not like you can do a live-action movie where someone fights a real sea monster. You're lucky you live right now instead of a hundred years ago when they had polio and no 3-D.

I love it and he really like Beowulf. I can't wait to see it. I've been on sort of a self-imposed movie drought. I know it's kind of hard to believe, but we bankers don't get to take home our inventory at the end of the day. That'd be sweet, right? Nay, I barely bring home a fraction of what we keep in the lock box. Thems the breaks, I suppose.

A Post Fellowship Group Thought

2007-11-16T19:55:00.000-08:00

I wrote this down during our home study tonight:

I'm tired of trying to be the smartest person in the room. I don't want to be that person anyway if I think about it. I want to be satisfied with the discoveries of God's word in community; those moments when like a kid at Christmas I get just a little closer to figuring out what God has in store for me.

Maybe that's not much to you, but if you're constantly trying to maintain that "perfect" appearance and the "calculated" answer to everything and it's leaving you really empty and tiring you out...it makes sense to me. Two songs you should check out both by my friend Ross: "Veil the Last Discoveries" and "Smartest Person in the Room". The former will make you laugh and the latter will make you cry... at yourself, preferably. and just because I can, head over to my friend Jim's blog. (Fellowship group? home study? email and we'll talk)

Saudi Princes and 8-bit Nintendos = The day before Science is Neat Saturday!

2007-11-16T12:34:00.000-08:00

Tech-mo-logy: if discarded 8-bit nintendos banded together and came back to rule the earth. As for actual technological relevant facts: Ever wonder what the differences are between LCD and Plasma? Lay people go here and look for quick guide to LCDs and Plasma in the first paragraph. Interesting to say the least. (there is a segway, trust me...not: The verbal kind.) Anyway... What would you do if you had a million dollars? The obvious answer: two chicks at the same time. hint: (highlight the "blank" spot). Ok, hotshot, what would you do if you had 300 million dollars? retire forever? Well, Prince Alwaleed bin Talal decided to buy the world's largest jumbo jet. Granted, he has billions of dollars at his fingers, so this is really just a drop in the bucket, but wow. Some of the details: After they remove the seats, this 5000 sq ft "building" (which apparently has a wing span a football field) will have a sauna, dinning facility and a movie theater. Oh yeah, and it'll take about 15 people just to run the whole john. wow, again. So that got me thinking: if I was able to upgrade something in my house (addition, new appliances, etc) what room would I do? well, I would definitely like a new kitchen, but adding an entertainment room would be awesome. What would you need? Awesome seating would be key. Sound, lighting and the system itself. One component that I'd need to look into would be audio visual projectors. I don't know a lot about them, so what I'd need to do was find a company that specialized in high end A/V equipment. One company that seemed to have it together was Reflex Ltd. From their site, I found about all sorts of things audio/visual. Remember the LCD/Plasma issue? (ah, the segway) Well, LCD pictures start to lose lots of contrast and color when viewed at an angle. Pretty much all plasma screens, on the other hand, retain their quality up to around 160 degrees. Who knew? Now we all do. Well, I don't have a million dollars, let alone 300, so I don't really have to worry about this stuff. But I maintain, it's always good to learn and look into things because you never know. have a good one, ab.

Much Needed Day Off

2007-11-16T12:18:00.000-08:00

Working all day on Saturday means a full day off during the week. I usually pick Fridays since the Mrs has off that day too. It's a wonderful chance to sleep in and get a bunch of stuff done around the house. Today was no exception. I've doing a bunch of projects online like readying a certain blogger's new website (details to follow) and blogging for cash (look back a couple weeks ago for my post on that opportunity). Anyway, music always gets me through those times...that's why I included a music player on my site here. here's what I've been into lately: Mat Kearney: Nothing Left to Lose Bloc Party: Little Thoughts, Like Eating Glass, Pioneers, Banquet, She's Hearing Voices, and Blue Light. good times.

Shameless Self-Promotion

2007-11-16T11:51:00.001-08:00

I was talking to my oldest brother yesterday about our ever-expanding attempts to make more or less "easy" money on the internet. The usual came up: ads, payperpost, etc. Something I was thinking about was taking advertising to a "real world" level. That's when I came across www.ooprint.com and their promotion to create free business cards so that I can hand out to people to read my blog. It takes the "cloud word" approach and applies it to the business card model. here's a sample of what mine might look like: for your own Free blogger cards <---click the link.

iTunes blows...no, seriously, it does.

2007-11-15T17:41:00.000-08:00

I don't want the uber-nerds to come tell me everything I did wrong and I know that "the new iTunes" is supposedly free from this problem, but... iTunes is horrible. I downloaded a new album a week and a half ago that I still haven't listened to because I still have a dial-up connection (shut it, uber-nerds, I know that it's not Apple's fault). So my big plan was to download said album at work and "transport it" via my flash drive to my home PC...no big deal, right? well, YES, big deal. Apparently, I've used up my 5 "authorized" PCs that I'm allowed to play this music on. Well, guess what...I haven't even listened to this album ONCE yet, let alone get around to 5 computers to do so. So I'm left scrounging around iTunes' support pages (remember my dial up problem?) looking for the holy grail known only as iTunes plus.... This is why people download music for free: BECAUSE IT'S SO DAMN EASY. p.s......if this album is lame, I'm pulling the plug and boycotting Apple for good.

To Celebrate 100 Posts!

2007-11-15T15:43:00.001-08:00

Hehehehe, I love it.

My "Family Guy" Issue

2007-11-14T15:39:00.000-08:00

a) Seth McFarlane by all accounts is a major douche - minus 30pts b) We get it, you like to use really obscure pop culture references to make your show "funny" and "weird". - 45 pts because the simpsons did it and south park at least has brains c) Homer > Peter, but Lois > Marge. minus 10 pts because homer rules and peter just comes off like a deek, but Lois, for a cartoon, is kinda hot (is that weird?....*pretend they didn't notice, Alex*) +25pts ok, so the points are arbitrary. (really?) Really. I just never got into the show, especially after seeing interviews with McFarlane. (But don't you think you'd hate a lot of celebrities and/or creators if you really knew them) Well sure, but that applies to anything and I would argue works in the converse argument as well. Honestly, I think that at some point the show will become so random that one day at it's apex they'll wake up and find that the show is voiced by raccoons and all about the fundamentals of basketball...oh, but Stewie will still want to kill Lois. who's with me?

Life on Mars and Online Coupons

2007-11-10T10:12:00.000-08:00

Online Coupons have always amazed me. It was actually an idea I "thought" I came up with until I realized that there were already a million sites that do just that. In fact, I'm convinced that if and when astronauts do land on Mars, they may or may not find life there, but they WILL find clipper coupon magazines. (the subtle punch line of the joke: They're everywhere and in places you wouldn't expect them) The goal then is to find a decent online coupon source and check it daily. I have found deals on turbotax and dell that I've used before and saved lots of money. Just thought I'd share in case anyone was debating this option. Here a few examples: Dell coupons 123Inkjets coupon codes

Awesome-nicity: Pez and his Camera

2007-11-09T08:33:00.000-08:00

My friend Pez has a way cooler job than I do, and he made this video on a recent photo shoot. The jist: 1 frame per 10 seconds = awesomeness.

Enjoy

My only question: How did he get people to walk like "the robot" though? (The answer: Pez is the man)

A Personal Finance Story

2007-11-09T07:20:00.000-08:00

I had a kid in my office this week who ran into some financial trouble. Thankfully, it wasn't major, but it was enough to give him a scare. I was able to help him out and give him, what is called "Education". (It's a term that I've picked up from the Mrs and her nutrition counseling). So as I talked to this kid, I realized that no one had really given him the answers he was looking for. He asked me about what "APR" meant, the difference between "platinum" and "classic" credit cards, and a number of other things. It got me thinking that there are probably thousands of college bound (probably older individuals as well) who have NO IDEA what credit, debit, and other important terms mean, how they affect their lives, and the over all picture of good financial health. Here is a Great Article for Students who might be worrying about their future or have questions about their financial futures. ----- On a personal note, around six years ago, I found myself with around 4-5k in credit card debt between 3 credit cards; I was becoming just another statistic. I had talked to a friend who found himself in a similar situation and he recommended, Care One Credit counseling. Over a two year period I worked myself almost completely out of debt. It was awesome to see how I turned my failing credit into excellent credit in a few short years. Here are a few pointers of my own that I've picked up along the way that I give to people with questions: 1) Keep up the communication - your creditors can't help you if you don't talk to them. More often than not they ARE willing to help you avoid ruining your credit...why? because you're more likely to PAY them back! 2) Keep up on your minimum payments and MAKE THEM ON TIME - The most important thing is to make payments on time. It helps to show creditors that you are responsible. yes, in the short term you're just paying off interest, but over time, you'll work your way back down to principle. 3) Balance your BUDGET! (and cut the fat)- You don't know how much money you spend or how much money you have left over at the end of the month if you don't put it on paper. Remember, paper is always better than your memory. Learn Excel or ask a friend to help you balance your budget and get rid of some of those loose ends, like do you REALLY NEED that $50 subscription to ESPN the Magazine AND the $300 pay per view package to watch the NFL? (no) ok, go out there and get 'em. If anyone wants a starter budget (in excel) drop me a line and I'll help you out. And in case anyone has any questions about debt management options, click on the link.

Broken Down Car....

2007-11-08T08:19:00.000-08:00

Hooray for broken down cars!!!!

"False" Actually, boo to broken down cars. Our Ford Escort POS broke down last night. We are awaiting "the news". I'd love to get something to replace it...preferably 4WD. Alas, the budget monsters do not agree. damn you, dwight.

Band of Brothers, Damien Lewis, and Stephen King's "The Mist"

2007-11-08T07:36:00.000-08:00

We started watching Band of Brothers this weekend. I've seen it a couple times, but the Mrs has not at all. I am forcing her through all 10+ hours of World War II goodness and agony. I love all of the characters and whether or not the real life versions were anything like the portrayals does not matter to me. They're all heroes (the real lifers, not the actors) although....Damien Lewis is a great actor. Right now he's on a show called "Life" which I haven't checked out, but right after the whole Band of Brother buzz, Damien was in a movie called "Dream Catcher"...which incidentally is a Stephen King book. I remember going to this movie specifically because of Lewis and Jason Lee, who before his stardom in "My Name is Earl" I was a big fan of. Check out "Mumford". Anyway, the film was chock full of stars and had an interesting enough plot. I'm not usually a big "gore" fan and this wasn't really that kind of film, but had elements of face chomping aliens. I won't spoil the movie, but it was decent enough. So it turns out that Stephen King has a new movie out called "The Mist". I haven't heard much about it but King's creativity will surely transcend "The Lawnmower Man" disaster. I'm looking forward to see how the critics treat this new film and I will pass on my thoughts when I see it. Here's a link if you want to look into it more: The Mist by Stephen King

An Old Habit of Fear That I Might Carve Too Straight a Line.

2007-11-07T16:21:00.000-08:00

That's a line from my brother's song "Prospects". It's easily my favorite song he's written and easily in my top 25 songs I've listened to. If you knew my relationship with my brother and my thoughts on music (let alone anything) that's not just a brother bragging on a brother. Aside from the "Bake ourselves a cake" line, I pretty much find it flawless ;) Anyway, just thought I'd share. If you don't know about Ross King same things goes for him: in his case, enjoy "Smartest Person in the Room". ab.

My Dental Experience

2007-11-07T15:48:00.000-08:00

I have a funny story that ends with an interesting product I've found. First the story, then the picture, and finally the product.

When I was about 15, my family was in California, which we did almost every year basically my whole life because my parents were both from SoCal. We visited the new Six Flags water theme park and were enjoying the "lazy river" ride at the time, when I decided, "why not go under the water to get really wet?" As I proceeded to dive under the water, I suddenly found myself swept under by the feirce current and knocked my face on the bottom of the "pool". Basically what happened was as the water pulled me along, it grinded down one of my front teeth, exposing the nerve and causing A TON of pain.

Here's a diagram to better explain, because I know no one believes me:

---------top of the water--------

slow moving water - - - ->

---------------------------------

FAST MOVING WATER------------->

______Bottom of the "pool"___

Anyway, this is me at a Dodger's game after the incident, you can see the chip in my tooth.

The frustrating thing I have had to deal with since getting it capped, was that every now and again, I lose the cap on something hard I eat and am forced to "deal" until I can see the dentist.

No longer my friends...here's why:

Dentemp O.S.® is a product that solves those issues by providing short term, fast action. I don't have to suffer through annoying "hick" jokes when I have to go out in public with a chipped tooth or go through the agony of a exposed nerve.

Dentemp O.S. is:

Developed by a Dentist

It's Easy!

It's Strong

Fully FDA Approved: Provides fast, temporary relief of pain and discomfort. Just remove it from its plastic vial and it's ready to use.

No Mess!

No Mixing!

Several Applications in each vial.

Replaces lost fillings and may be used to temporarily cement loose crowns.

You can eat on it within 30 minutes of setting.

All products have been tested and fully comply with FDA Regulations for Oral Care.

Dentemp OS

Woah...

2007-11-07T08:36:00.001-08:00

I woke up with a chill in my bones: winter is knocking our door. I also woke up with a headache: one of those that feels like someone is continuously cranking a vice around your head. On the upside, the Mrs and I signed up for a Mutual Fund today with American Funds. Highly Recommended. Supplemental income and saving for the future is not being pushed enough in today's society. The brightest side: it's an early day. Things are looking up.